A blog dedicated to what’s going on with the CFPB, the FTC, various litigation involving consumer protection statutes, and, in general, all things related to consumer financial services
Thursday, January 26, 2017
Guest Post: When to Fight and When Not to Fight
By: Mark J. Dobosz
January 24, 2017
“He will win who knows when to fight and when not to fight.”
Sun Tzu
The art of fighting a battle means that you must learn all there is to know about your enemy. This knowledge can only come about through careful observation, research and even when possible, conversations with factions of your foes.
While the work of understanding and gathering information on how a federal government agency (i.e. the CFPB) acts, responds and strategizes can be laborious, the ultimate end game knows where the weaknesses lay in order to advance your position. As Sun Tzu writes in “The Art of War”, “If ignorant both of your enemy and yourself, you are certain to be in peril.”
The results of the last presidential election have emboldened many an organization to quickly move and attack. While the results of this frontal attack are yet to be seen, it could be argued, “Victorious warriors win first and then go to war, while defeated warriors go to war first and then seek to win.” Sun Tzu
Some organizations have chosen to take the approach that gathering of information, dialogue and observing the multiple variables in the environment which may impact knowing how and when to take advantage of an agency’s weaknesses has often proven to result in some form of comprise. Thus, while a battle may have been waged, the outcome is known well in advance and the results providing a winning result.
Eventually justice and truth will prevail as the pendulum of the powers of government swing back and centers itself. Agencies which have all of the power can best be described by Lord Acton’s quote “Power tends to corrupt and absolute power corrupts absolutely.” Shining a bright light on the knowledge you have gained in your study and observation of the agency will in time reveal the absolute corruption that exists within that agency.
“Know your enemy and know yourself and you can fight a hundred battles without disaster.”
Sun Tzu
About the Author: Mark Dobosz currently serves as the Executive Director for NARCA – The National Creditors Bar Association. Mark is a one of NARCA’s speakers on many of the creditor’s rights issues impacting NARCA members. The National Creditors Bar Association (NARCA) is a trade association dedicated to creditors rights attorneys. NARCA's values are: Professional, Ethical, Responsible.
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